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The Things Nobody Taught You

Practical knowledge that somehow never appears on a syllabus.

14 cards

Money Sense0004

The Budget

Three numbers that run your money

A plan made before the spending starts, not after.

I · You05 / 53
Money Sense0009

EMI

The cost of "easy"

A large price broken into equal monthly payments, with interest added.

I · You10 / 53
Money Sense0010

Insurance

A bet you hope to lose

Many people pay a small amount so that the few who need it get a lot.

I · You11 / 53
Money Sense0013

Taxation

The membership fee for everything shared

A share of what people earn and spend, collected to pay for shared things.

I · You14 / 53
Money Sense0015

Consumer Rights

What the law says when a product fails

The protections a buyer is owed by law when something goes wrong.

I · You16 / 53
Body and Mind0026

CPR

The beat that saves

Chest compressions that keep blood moving when a heart has stopped.

I · You27 / 53
Ready for Anything0046

Healthy Boundaries

The line that protects both sides

A limit a person sets on what others may ask of them.

I · You47 / 53
Skills for Life0095

Professional Etiquette

Small signals, large conclusions

The small signals that shape how seriously someone is taken at work.

II · The World44 / 53
Skills for Life0098

Cooking Basics

Five techniques that feed you for life

A handful of techniques that cover most of what home cooking needs.

II · The World47 / 53
The Paperwork0130

The PAN

Ten characters that follow your money

The permanent number tying every financial record to one person.

III · The Machinery27 / 53
The Paperwork0137

The Nominee

One line that saves a family months

The person an institution may hand your holdings to when you die.

III · The Machinery34 / 53
The Paperwork0138

The Will

Silence has a default, and it may not be yours

The document deciding who gets what, once you cannot say so yourself.

III · The Machinery35 / 53
The Paperwork0139

The Agreement

Eleven months, and the reason for it

The written terms of a deal, and the formalities that make them stick.

III · The Machinery36 / 53
The Paperwork0141

The Complaint Ladder

Every industry has somebody above it

The order of escalation when a company will not fix its own mistake.

III · The Machinery38 / 53

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