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Money Sense

What money actually is, where it goes, and who is trying to take it.

18 cards

Money Sense0001

Money

The story everyone believes

Anything a group of people agree to accept in exchange for things.

I · You02 / 53
Money Sense0002

Barter

The deal before money

Swapping one thing directly for another, with no money in between.

I · You03 / 53
Money Sense0003

Inflation

The tax on your piggy bank

The slow loss of what money can buy, year after year.

I · You04 / 53
Money Sense0004

The Budget

Three numbers that run your money

A plan made before the spending starts, not after.

I · You05 / 53
Money Sense0005

Need vs Want

The one-question filter

A need keeps life working; a want makes it nicer.

I · You06 / 53
Money Sense0006

Compound Interest

The snowball that keeps growing

Interest that earns interest, so growth speeds up over time.

I · You07 / 53
Money Sense0007

The SIP

Small bets, long game

A fixed amount put into an investment on the same day every month.

I · You08 / 53
Money Sense0008

The Credit Trap

Minimum payment, maximum cost

Borrowed money that costs more the longer it is left unpaid.

I · You09 / 53
Money Sense0009

EMI

The cost of "easy"

A large price broken into equal monthly payments, with interest added.

I · You10 / 53
Money Sense0010

Insurance

A bet you hope to lose

Many people pay a small amount so that the few who need it get a lot.

I · You11 / 53
Money Sense0011

The Bank Account

Where your money lives

A record at a bank showing money held in a person's name.

I · You12 / 53
Money Sense0012

UPI

How India skipped the queue

India's system for sending money between any two bank accounts instantly.

I · You13 / 53
Money Sense0013

Taxation

The membership fee for everything shared

A share of what people earn and spend, collected to pay for shared things.

I · You14 / 53
Money Sense0014

GST

One tax instead of seventeen

One tax on the final price, replacing a chain of separate taxes.

I · You15 / 53
Money Sense0015

Consumer Rights

What the law says when a product fails

The protections a buyer is owed by law when something goes wrong.

I · You16 / 53
Money Sense0016

The Ponzi Scheme

Returns from nowhere

A fake investment that pays old investors with new investors' money.

I · You17 / 53
Money Sense0017

Phishing

The message that pretends to be someone you trust

A message pretending to come from someone trusted, to steal information.

I · You18 / 53
Money Sense0018

Opportunity Cost

The price of what you did not choose

The value of the best thing given up to get something else.

I · You19 / 53

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