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The RegulatorSomebody is supposed to be watching

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When It Breaks0151

The Regulator

Somebody is supposed to be watching

The bodies that police an industry on the public's behalf.

III · The Machinery48 / 53

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0151 · The Primer48 / 53

Industries that can hurt people quietly get a watchdog with legal powers. In India, RBI watches banks, SEBI watches markets, IRDAI watches insurance, TRAI watches telecom, FSSAI watches food, and CDSCO watches medicine. Knowing which one covers your problem is often the difference between being ignored and being answered.

  • Regulators publish their rules, their licences, and their penalties. Checking whether a company is actually licensed takes a minute and prevents most investment scams.
  • A regulator can be captured by the industry it watches. That is why the credible ones publish their reasoning and can be challenged in court.
SourceRBI, SEBI, IRDAI, TRAI and FSSAI statutory mandates
Standard regulatory theory

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